PINEAPPLE: annexure-VII
REPAYMENT OF TERM LOAN
Term Loan - Rs.45.00
thousand
Moratorium - 18
Months
Repayment - 5
Years
Gestation Period - 12
Months
Installment Amount - Rs.4.09
thousand
Installment Nos. - 11
Interest Rate - 12%
(Rs. In thousand)
|
Year |
Principal Amount |
Installment |
Outstanding |
Interest |
|
|
Half |
Yearly |
||||
|
Year 0 |
45.00 |
0.00 |
45.00 |
2.70 |
2.70 |
|
1 |
|
0.00 |
|
|
|
|
2 |
|
|
|
|
|
|
Year 1 |
45.00 |
0.00 |
45.00 |
- |
5.40 |
|
1 |
|
0.00 |
|
|
|
|
2 |
|
|
45.00 |
2.70 |
5.15 |
|
Year 2 |
45.00 |
4.09 |
40.91 |
2.45 |
|
|
1 |
40.91 |
4.09 |
36.82 |
2.21 |
4.17 |
|
2 |
|
|
|
|
|
|
Year 3 |
36.82 |
4.09 |
32.73 |
1.96 |
3.19 |
|
1 |
32.73 |
4.09 |
28.64 |
1.72 |
|
|
2 |
|
|
|
|
|
|
Year 4 |
28.64 |
4.09 |
24.55 |
1.47 |
2.21 |
|
1 |
24.55 |
4.09 |
20.45 |
1.23 |
|
|
2 |
|
|
|
|
|
|
Year 5 |
20.45 |
4.09 |
16.36 |
0.98 |
1.23 |
|
1 |
16.36 |
4.09 |
12.27 |
0.74 |
|
|
2 |
|
|
|
|
|
|
Year 6 |
12.27 |
4.09 |
8.18 |
0.49 |
0.25 |
|
1 |
8.18 |
4.09 |
4.09 |
0.25 |
|
|
2 |
|
|
|
|
|
|
Year 7 |
4.09 |
4.09 |
0.00 |
0.00 |
0.00 |
|
1 |
0.00 |
0.00 |
0.00 |
0.00 |
|
|
2 |
|
|
|
|
|
|
|
|
45.00 |
|
|
|
annexure-VII(A)
REPAYMENT SCHEDULE
(Rs. in thousand)
|
Particulars |
Year 1 |
Year 2 |
Year 3 |
|
Net Accruals
|
0.00 |
78.70 |
59.70 |
|
Interest
Added Back |
- |
- |
- |
|
Loan-
Balance at Year End |
45.00 |
36.82 |
28.64 |
|
Bank Loan |
45.00 |
36.82 |
28.64 |
|
Repayment
(6years, half yearly) |
5.40 |
13.34 |
12.35 |
|
Principal |
0.00 |
8.18 |
8.18 |
|
Bank Loan |
0.00 |
8.18 |
8.18 |
|
Interest |
5.40 |
5.15 |
4.17 |
|
Bank Loan |
5.40 |
5.15 |
4.17 |
|
Net
Surplus |
-5.40 |
65.36 |
47.35 |